Long Term Care Insurance

This year, about nine million men and women over the age of 65 will need long-term care. By 2020, 12 million older Americans will need long-term care. Most will be cared for at home; family and friends are the sole caregivers for 70 percent of the elderly. A study by the U.S. Department of Health and Human Services says that people who reach age 65 will likely have a 40 percent chance of entering a nursing home. About 10 percent of the people who enter a nursing home will stay there five years or more.

Choosing long-term care is an important decision. Planning for long-term care requires you to think about possible future health care needs. It is important to look at all of your choices. You will have more control over decisions and be able to stay independent. It is important to think about long-term care before you may need care or before a crisis occurs. Even if you plan ahead, making long-term care decisions can be hard.

If you would like to meet with Kathy to discuss your long term care needs, give her a call. She will assist you in any way she can!

To use the Long Term Care Planning Tool provided by Medicare click here.

Kathy Baker

Employee Benefits Representative, Office (865) 237-3739 FAX (865) 947-3739

"This is the day the Lord has made, let us rejoice and be glad in it." Psalm 118:24 .